Can I Afford a Metal Roof? Yes!

Roofing companies madison wi

If you own your own home, the chances are that you have concerns about your roof. Maybe you are considering replacing your current roof with a new one. What kind should you get? There are several options and sometimes, it is hard to decide which is the best roof for your home and your family. Maybe you have done some research and looked into both traditional roofs, with shingles and asphalt and metal roofs. Perhaps you have gone as far as to talk to a metal roofing contractor. You are interested in a metal roof but wonder if you can afford it. The answer is a resounding “yes!”

Top Reasons You Can Afford a Metal Roof:

The initial cost may be less than you think. If you talked to one metal roofing contractor and got a price and thought, “Well, that is out of my price range, what else can I get?” Do not think that is the only price in town. Call more than one metal roofing company. You may find one that can offer you a lower price or financing or some kind of option to help you pay for your new metal roof.

Your energy bills will go down. Asphalt roofs attract the heat from the sun and trap it in your home. That means your air conditioning system has to work overtime to keep your home cool. Metal roofs deflect that same heat, keeping your home a lot cooler in the summer. This means, if you have a metal roof, your energy bills can be as much as 25% cheaper. That is a lot of savings.

You will not spend as much on maintenance. Some companies offer to maintain your roof for free but there is a lot less that goes into metal roof maintenance. Homeowners with traditional roofs can expect to pay between 1 and 4% of the worth of their home every year maintaining that roof. This is a cost you will not have if you have a metal roof installed by a metal roofing contractor.

It will not need to be replaced. Your typical asphalt and shingle roof will last about 20 years. Your typical metal roof will last about 50 to 100 years. That means the chances that you will have to replace your metal roof are low.

It may save you on your home insurance. Metal roofs provide superior protection from the weather. They can withstand winds of up to 200 miles per hour. They are much better than traditional roofs at dealing with snow. If you go with a traditional roof, you need to take care to winterize it so that it can withstand heavy snow. One foot of fresh snow can weigh between three pounds per square foot (PSF) to 21 PSF depending on how wet it is, according to the Federal Emergency Management Agency. That puts a lot of strain on your roof. Because metal roofs are so much better at dealing with rain, wind and snow, many insurance companies offer discounts. In Texas, for instance, a homeowner can save as much as 35% if they have a metal roofing contractor put in a metal roof.

There are tax incentives available to help defray the cost. The federal government offers some tax incentives for the installation of an Energy Star certified metal roof. Your state and local tax offices may so something similar. If you want a metal roof an are concerned with the initial cost. The federal tax credit is 10% of the cost of the roof. That is just the Energy Star tax credit, there may be others. Check with your accountant or state and local officials to see if there are any other tax credits you can apply for to help with paying for your metal roof installation. You should also ask the metal roofing contractor, they may be able to help.

At the end of the day, you have to go with the best kind of roof for you and your family. There are a lot of upsides to a metal roof aside from the cost. They are more environmentally friendly and they are more attractive than traditional roofs. They may also cost less than you think.


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